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TAGP Disclosure
Transaction Account Guarantee Program

This bank is participating in the FDIC’s Transaction Account Guarantee
Program. Under that program, through June 30, 2010, all non-interest bearing
transaction accounts and NOW accounts with an interest rate of .50% or less
are fully guaranteed by the FDIC for the entire amount in the account.
Money Market Deposit Accounts, Savings Accounts, Certificates of Deposit, NOW accounts with interest rates greater than .50% and other interest bearing accounts are not covered by the FDIC's Transaction Account Guarantee Program. If you are unsure about your account coverage please ask a Financial Services Advisor.
Coverage under the Transaction Account Guarantee
Program is in addition to and separate from the coverage available under the
FDIC’s general deposit insurance rules.

Member FDIC
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